Dental Insurance – Concord, NH

Learn Essential Tips for Using Your Dental Benefits

Female dentist adjusting cloth for male dental patient

A dental insurance plan can make your most important dental treatments affordable, predictable, and easy to complete. While our office in Concord is more than prepared to help you go over your plan’s details and coverage, it’s helpful to learn a bit about them beforehand so you can set expectations before your future appointment with us. By maximizing your dental insurance plan, you’re more likely to save on oral health care costs and prevent dental emergencies moving forward.

Understanding How Dental Insurance Works

Dentist with mask explaining treatment to patient

Unlike medical insurance, dental insurance is meant to be used on a more routine basis rather than when a sudden issue arises. For example, using your insurance to cover the costs of preventive dentistry, including exams and cleanings, is quite typical. This is in stark contrast from a medical insurance plan, which generally is used when a major illness or injury occurs. This means it’s important to stay on top of the benefits you have to utilize every year.

What Your Dental Insurance Plan Covers

Dental team member watching dentist treat patient

Dental insurance plans generally cover certain services at different rates. For example, you can expect most plans to follow the structure below:

  • Preventive Care – Exams, cleanings, and X-rays. Usually covered at or close to 100%.
  • Minor Restorative Care – Dental fillings and root canal therapy in certain cases. Typically covered between 70% and 80%.
  • Major Restorative Care – Dental crowns, bridges, and dentures. Covered up to 50% in most cases.
  • Cosmetic Care – Usually not covered by dental insurance.

We Offer In-Network Savings & Welcome Out-of-Network Providers

Dental team member smiling at dental patient

Our office is currently in-network with Delta Dental, which means using a plan from this insurance provider generally means you can expect lower rates on average for your care. However, we’re happy to accept out-of-network options and help you maximize your plan’s benefits to the fullest extent. Keep in mind that your dentistry can still be relatively affordable when using an out-of-network plan. Feel free to speak with our knowledgeable team members who will be more than happy to help you!